FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Attention Customers: Community First Bank was recently purchased by Henderson State Bank. As of 12/16/2024, all Community First Bank customers will be able to use your current log-in and password to access your accounts on our website, hendersonstate.bank. Please update any bookmarks you may have to direct to the new URL. In order to use the bank app, you will need to download the HSB App from your app store. If you have any issues, please contact your local branch.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Preparing and Making the Most of Retirement
“Am I Going to Have Enough?” This question is foremost in the minds of those getting ready to retire. Along with years of experience in retirement planning, we also have an exceptional set of planning tools that may help you answer that question including full Social Security and cash flow analysis, withdrawal strategy assessments, and expense reviews.
Agriculture Financial Planning
Farmers and owners of agribusinesses face unique financial management opportunities and challenges. Their wealth is measured in the satisfaction of working the land to earn a living, raising their family to succeed them, protecting their family values, and sustaining their ability to work productively as an independent business owner. Developing the right strategy is a multi-dimensional planning process that may include: transition/succession, like-kind exchange, family partnership, etc..
Working With Women
Some women may not know where to turn for qualified advice or may find it difficult to know what questions to ask. We understand the unique challenges that women face and are passionate about educating and empowering them to take care of their financial future. By partnering with women, we want to help them learn to invest in themselves
Tax Management Strategies
Paying taxes could be your largest expense in retirement. Our proactive and comprehensive tax management strategies may help you reduce your tax liability and preserve more of your income. To accomplish this, we work closely with your tax preparer.
Investment Management
By leveraging a disciplined investment process, our goal is to provide transparency of information, seamless proactive service, and the trust and accountability you need to pursue your financial investment objectives.
Setting Your Family Up for Success
Having an estate plan in place and/or having it reviewed periodically may help with clients with the anxiety surrounding this topic. You don’t have to do it alone! Estate planning may be one of the most loving things you can do for yourself, family, and friends.
Risk Management and Insurance
Risk management and insurance can be extraordinarily confusing. Our goal is to help you understand what risk you have, and if you want to assume that risk yourself or transfer it to an insurer. With the multitude of products out there, we use plain English to help you understand the coverage and the costs. We offer new, and review existing, policies including life, disability, Medicare, long-term care insurance, and others.
Access your Account HSB Retirement Planning
Monica Milleson, CFP®
Certified Financial Planner™
HSB Retirement Planning Specialists
627 N Lincoln Ave., York, NE 68467
(402) 362-1100
Why Choose a CFP® Professional?
You deserve a holistic financial roadmap. Only CERTIFIED FINANCIAL PLANNER™ professionals are rigorously trained in 72 areas of financial expertise and must accrue thousands of hours of experience prior to earning their certification.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Monica Milleson is a Registered Representative with, and securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC.
The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AZ, CA, CO, IA, KS, NJ, MO, SD, and NE.
Securities and advisory services offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Henderson State Bank and HSB Retirement Planning Specialists are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using HSB Retirement Planning Specialists and may also be employees of Henderson State Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Henderson State Bank or HSB Retirement Planning Specialists. Securities and insurance offered through LPL or its affiliates are:
| Not Insured by FDIC or Any Other Government Agency | Not Bank Guaranteed | Not Bank Deposits or Obligations | May Lose Value |