FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Attention Customers: Community First Bank was recently purchased by Henderson State Bank. As of 12/16/2024, all Community First Bank customers will be able to use your current log-in and password to access your accounts on our website, hendersonstate.bank. Please update any bookmarks you may have to direct to the new URL. In order to use the bank app, you will need to download the HSB App from your app store. If you have any issues, please contact your local branch.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Elevate your business with our versatile Commercial Lending services. Whether you’re a small startup or a large enterprise, our loans are designed to provide the financial support you need to thrive in any industry, including manufacturing and fast-food.
Optimize your cash flow with our Operating Lines of Credit. These credit facilities are tailored to smooth out the fluctuations in your cash flow, ensuring you have capital available when needed to cover operational expenses or take advantage of business opportunities.
Keep your business running efficiently with our Equipment Loans. Whether you’re looking to purchase new equipment or upgrade existing machines, these loans help ensure your business has the tools it needs to stay competitive and productive.
Expand your business footprint with our Real Estate Loans. Ideal for acquiring new property or expanding existing facilities, these loans provide the financial backing to grow your physical presence and enhance operational capacity.
Facilitate the smooth transition of business ownership or the restructuring of your business with our Business Transition Loans. These loans are designed to ensure financial continuity and stability during significant changes in management or ownership structure.
Support your business’s growth ambitions with our Business Expansion Loans. Whether you’re increasing production capacity, entering new markets, or enhancing your services, these loans provide the necessary funds to achieve your strategic objectives.
Leverage the benefits of Small Business Administration (SBA) Loans, which offer favorable terms and rates to help start-ups and existing businesses grow and succeed. SBA Loans are ideal for businesses looking to make a significant impact with the support of government-backed funding. Ask us about the SBA 504 program or their guaranty program today.
If you have invested in a CD at Henderson State Bank, and need access to that money for a short period and don’t want to pay the early withdrawal penalty, ask us about our CD Loans. These are a great way to earn higher interest on your money, without losing the ability to use your money when you need it.
Tailor your loan repayments to match your business cycles with our Flexible Repayment Terms. We understand that each business has unique financial needs and cycles, and our loan terms can be adjusted to accommodate these, helping to relieve financial pressure and support sustained growth.
At Henderson State Bank, we are dedicated to supporting the agricultural sector. Our team of experienced lenders leverage their deep understanding of agribusiness to develop financing solutions that allow you to concentrate on what you do best – feeding our world.
Maintain smooth and continuous farm operations with our Operating Lines of Credit. These are designed to provide the working capital needed for day-to-day activities, helping you manage cash flow throughout the agricultural cycle effectively.
Invest in the future of your farm with our financing options tailored for row-crop and livestock investments. Whether you’re expanding your acreage or increasing your livestock holdings, our loans are structured to support your growth objectives.
Scale your livestock operations with our Commercial Feedlot Financing. This specific financing helps you manage the substantial costs associated with expanding feedlot capacities, enhancing your ability to grow and compete in the market.
Upgrade or expand your agricultural tools with our Machinery and Equipment Loans. Investing in modern machinery is essential for increasing efficiency and productivity on your farm, and our loans help make these necessary upgrades possible.
Expand your agricultural land holdings with our Real Estate Loans, specially tailored for the acquisition or improvement of agricultural properties. These loans provide the capital you need to grow your operations and increase your production capacity.
Secure your loans with the help of FSA Guarantees. We work in conjunction with the Farm Service Agency to provide guaranteed loans, reducing the risk and making it easier for you to obtain the funding you need for your agricultural business.
If you have invested in a CD at Henderson State Bank, and need access to that money for a short period and don’t want to pay the early withdrawal penalty, ask us about our CD Loans. These are a great way to earn higher interest on your money, without losing the ability to use your money when you need it.
Contact a community loan officer today to see which lending products will be best for your operation.
Contact a community loan officer today to see which lending products will be best for your operation.
Contact a community loan officer today to see which lending products will be best for your operation.
Contact a community loan officer today to see which lending products will be best for your operation.
Contact a community loan officer today to see which lending products will be best for your operation.