Mobile Banking App with Remote Deposit | No Charge |
Online Banking and Bill Pay | No Charge |
Visa Debit Card | No Charge |
Mascot Debit Card | $10.00 |
Replacement Visa Debit Card Fee | $8.00 |
ATM Usage Fee.... (After 4 foreign ATM transactions per statement cycle/further withdrawals are $2.00 each) | $2.00 |
Foreign Card Fee, applies to non HSB card payments, transfers, or advances | 3.5% of Transaction |
Stop Payment Charge | $25.00/item |
Returned Item Charge | $30.00/item |
Insufficient Funds Charge | $30.00/item* |
Continuing Overdraft Chrg (Charge) for accounts overdrawn for 7 consecutive calendar days | $30.00* |
Clarification to Continuing Overdraft Charge : Each and every presentation of an item drawn against your account, is subject to either a Returned Item Charge or Insufficient Funds Charge if paying such an item creates, or would create, an account shortage. | |
Dormant Account Fee: Checking and NOW Accounts - after 180 days of inactivity; Money Market/Savings Accounts - after 365 days of inactivity | $5.00 |
Service Charge (NOW Account Minimum Balance Fee): If balance falls below $1,000 any day of the statement cycle | $8.00/month |
Research Fee ($35.00 Minimum) | $35.00/hour |
Excess Transaction Fee $1.00/each, after 6 transactions per statement cycle, for Money Market & Savings Accounts | |
Health Savings Account (HSA) One Time Set-Up Fee | $20.00 |
Fee per check for non-processed personalized checks not ordered through our bank | $1.00 |
Cashier's Check or Personal Money Order Fee | $5.00 |
Incoming Wire Fee | $8.00 |
Outgoing Wire Fee | $15.00 |
Incomplete Wire Fee, (flawed wiring instructions provided to HSB) | $15.00 |
Outgoing Same Day ACH Fee | $15.00 |
Incoming International Wire Fee | $45.00 |
Outgoing International Wire Fee | $35.00 |
Foreign Check Processing Fee | $3.50 |
Foreign Currency Order Fee | $27.00(Current Exchange Rate Applies) |
Garnishment/Levy Fee | $35.00 |
Notary Service Fee (Non-Customer) | $5.00 |
Loose Coin Counting Fee (Non-Customer) | 5% of Total |
Non-Customer Check Cashing Fee, Nebraska Warrants Exempt; The decision to cash an item is under Henderson State Bank's sole discretion.) | 2% |
*Fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means.
Disclosure for VISA and/or Plus cards:
Disclosure for Visa cards using the Cirrus network: **
** This was effective July 1, 2019 for customers conducting international transactions.
Effective November 1, 2022