FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Attention Customers: Community First Bank was recently purchased by Henderson State Bank. As of 12/16/2024, all Community First Bank customers will be able to use your current log-in and password to access your accounts on our website, hendersonstate.bank. Please update any bookmarks you may have to direct to the new URL. In order to use the bank app, you will need to download the HSB App from your app store. If you have any issues, please contact your local branch.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Unlock your financial potential with our Personal Loans, designed to make significant purchases or consolidate debts effortlessly. Whether you’re upgrading your home, buying a new car, or simplifying your finances, our tailored lending solutions are personalized to meet your needs.
Click here to start the consumer loan application process today.
Secure financing for new or used vehicles with our flexible vehicle loans. Tailored to make car buying accessible and affordable, these loans come with competitive rates and terms designed to fit your budget.
Simplify your finances with our Debt Consolidation Loans. Consolidate multiple debts into a single monthly payment, often at a lower interest rate, helping you manage your finances better and pay off debt faster.
If you have invested in a CD at Henderson State Bank, and need access to that money for a short period and don’t want to pay the early withdrawal penalty, ask us about our CD Loans. If your child is looking to buy their first car, and you want them to have a loan in their own name, and you want them to have a lower rate than a traditional car loan, our CD loans can be a great tool to use. CD loans can be used for many different planning purposes, talk to a loan officer today.
Choose a loan that fits your financial situation with our Customizable Repayment Plans. Tailor your loan’s term and payments to match your budget, making it easier to manage your finances without stress.
Looking to purchase or build a home? Wondering if refinancing your current mortgage is right for you? We can guide you to the right loan amount and best program for you. We can help with your home purchase, refinance, construction or renovation project. We now offer the option to go to the secondary market. Call today to see what we can do for you!
Use the equity in your home the way you want. Whether you’re looking to make some much needed home improvements, consolidating high-interest debt, or needing funds for an emergency, talk with your local banker today to see if a Home Equity Line of Credit is right for you.
With a five year balloon note, your interest rate is fixed for five years, with payments amortized up to 25 years.
Building a house takes time and money. Our short term construction loan helps you cover the costs of building your new home as a primary residence. Upon competition, we can term it out into a permanent home loan product.
Do you have the perfect lot picked out to build your next dream house? Our land notes can be used to finance the purchase of the land prior to construction.
An FHA loan is insured by the Federal Housing Administration (FHA) and can be beneficial to first time home buyers. It requires a lower down payment (as low as 3.5% of the purchase price).
No down payment required. This program helps veterans finance a home with favorable loan terms at a typically lower interest rate than on other types of mortgages.
A USDA loan is backed by the federal government for low to moderate-income homebuyers wanting to purchase a home in a rural area. Up to 100% financing on the appraised value of a home.
This is not insured or guaranteed by the federal or state government. Minimum of 5% down payment and a fixed rate for up to thirty years.